When you retain Alpha as your outsourced risk manager you receive risk and insurance expertise from an independent source. Our objective approach in analyzing your needs results in findings in plain English.
Our report will clearly specify achievable goals awaiting your authorization to proceed to deliver them.
Over the years Alpha, in its role as a trusted unbiased advisor, has educated our clients to understand that standard insurance company policy forms work to the detriment of insureds.
One of our functions therefore, is to design programs which provide the broadest policy provisions, most of which are available at no additional cost. And then to oversee the broker’s efforts to achieve the coverages as specified.
Why Alpha Risk Management?
We work cooperatively with your broker to achieve goals on your behalf.
We have experience.
Decades of hands on experience has enabled us to provide solutions for specific exposure risks.
We drill deep.
Apha Risk in not a “checklist” firm. We ensure that our client, the bank, is fully protected.
Our client services are divided into a distinct but intertwined suite of risk management and insurance advisory capabilities.
Outsourced Risk Management Division
Alpha takes a multi-pronged approach to painting a complete picture of your organization and operations.
We would begin by interviewing your top management and proceed down the line to the next level of management.
If you are a corporation we would look at your Board of Directors minutes to broaden our perspective. We would also study your Policy, Procedure and Employee Manuals to firm up our approach as risk managers. read more
Real Estate Finance Division
Alpha Risk Management has provided extensive support to banks, lenders, private equity funds and pension plans in the review and structuring of insurance for their equity investments, acquisitions and construction financing.
Alpha Risk Management, Inc. reviews the risk management aspects of a project to be financed, assists with incorporating the insurance requirements into the loan agreement, provides insurance coverage verification, and documentation of coverage through the preparation of an insurance closing package. read more
Insurance requirements for ground-up development are significantly broader than for completed real estate.
From a liability point of view it is essential that all parties involved obtain appropriate insurance to protect the owner.
The scope, therefore, has to include the general contractor, construction manager if applicable, and all the trades. read more
Senior Alpha Risk Management personnel have assisted several clients in pursuing litigation for their insurance claims.
We have acted:
In the capacity of conducting research and providing written opinions to counsel in order to buttress insureds’ positions
As an expert witness in deposition proceedings with similar goals
Both activities garnered favorable results in almost every case on behalf of clients.
As a matter of policy, Alpha does not represent insurers nor insurance brokers.
growing and managing their businesses.
Would you like to speak to one of our risk management consultants over the phone? Just submit your details and we’ll be in touch.